Tuesday, June 9, 2009
Open Letter to Sen. Grassley: Real Health Care Reform
My monthly health insurance premiums are killing me, literally.
I wish I was speaking hyperbolically. And no, I’m not a hypochondriac: Who could afford to these days with skyrocketing health care and insurance costs, especially in the midst of an economic crisis?
One of my biggest fears, other than Congress sabotaging a golden opportunity to reform health care (If only we could sue our elected officials for Political Malpractice, eh?), is my mailbox. You heard me right Sen. Grassley: my mailbox. But before you file me away under “Crazy Constituents” and cast aside this letter, I implore you to hear me out.
It’s not that I’m afraid of mailboxes per se, rather it’s what’s lurking in them that scares the living bejesus out of me: bills. I am especially afraid of reconnaissance bills which attempt to lessen the inevitable financial and subsequent psychological blows, claiming they are not bills with “THIS IS NOT A BILL” emboldened in the letterhead. Not yet, anyhow.
In March I received one of these non-Bills in my mailbox from my health insurance provider, Wellmark BlueCross Blueshield of Iowa informing me they want to raise my monthly premium 17.3 percent from $529 to $641, which covers me and my three sons (ages 1, 4 and 7). Given the effective change date was to be April 1st, I initially thought Wellmark was playing an April Fool’s Day joke on me. After all, what reputable, legal business can jack their price up 17 percent and still stay in business during an economic crisis? Reputability aside, Big Health Insurance and Big Pharma are the only industries that can pull this off, while Our employers, The Big Three Branches of Government, haggle over policy proposals while We sit by and watch our savings accounts bleed to death, one painful payment at a time -- hoping to elude Bankruptcy’s knock at the front door.
Speaking of which, according to a recent Harvard Medical study that will be published in the August issue of “The American Journal of Medicine” indicates that Bankruptcy will come knocking on an estimated 1.5 million American doors this year and 60 percent of these will result from an inability to keep pace with incoming medical expenses.
But who am I to tell you, Sen. Grassley, about bankruptcy. After all, as Chairman of the Senate Finance Committee, you helped usher in the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), which makes it more difficult for individuals to file for Chapter 7 Bankruptcy. Shame on the uninsured and under-insured consumers for taking advantage of our country’s vulnerable and financially unstable health care business, eh?
Like you, Sen. Grassley, I’ve served the public my entire adult life, working at all levels of the government. I served two years active duty in Germany with the Army, followed by working seven years with the City of Iowa City as a swimming pool manager during college, and I have been working the past twelve years teaching high school English in Iowa City. Moreover, I’ve been coaching junior high swimming to help fill the financial gap and pay my monthly insurance premiums.
Unlike you, however, my employer’s health care benefit is no longer an option. Although the school district pays for an individual premium ($485/month), I would have to kick in an additional $750/month for a family plan (that’s $1235/month, which is more than our mortgage payment and property taxes, so I’ve had to purchase my own policy).
Unlike you, I have been struggling to pay my monthly health insurance premiums for the past seven years, and I’m on the verge of dropping into the health care casualty pool of the uninsured, thus driving up the costs of the insured – unless drastic reforms are implemented soon.
Now, since you are technically one of my employees, I thought I would tell you what needs to be done to help draft and pass real health care reform that is more cost efficient, affordable, and accessible. Ideally, a single-payer system, where all working Americans buy into the system makes the most sense, especially since it removes for-profit incentives from the equation which is immoral in the first place. I realize National Health Care scares some folks, who feel threatened and turn to their Socialism crutches as an only retort and feel the need to resort to fear mongering.
Like my mailbox phobia, these fears seem irrational, since we already implemented a similar system: Medicare. My 73-year-old mother, a lifelong Republican who worked as a billing receptionist for a neurosurgeon, always complained about how difficult it was to get payments from the private industry compared to Medicare. She also contends that the biggest causes of the problems facing this industry are when health insurance became attached to employment and when Big Health Insurance and Big Pharma hopped into bed together.
To help legitimize and rationalize their fears, I’m sure opponents of a public option are out researching industrialized countries with a national health care program, scouring for health care horror stories. If that’s the case, I suggest they start digging in our own back yard and talk to the survivors of the estimated 22,000 Americans who died last year because they didn’t have adequate health care coverage.
But I also realize you’re under a lot of pressure from lobbyists representing Big Health Insurance and Big Pharma, who fear they will be driven out of business if the government sets up shop, so I’m willing to make a compromise and let you push through a public option. That way, those who are afraid of the S-word taking over their lives can stick with their current policy. Personally, I’m more afraid of whether or not I will be able to pay my premium next month and what will happen to my any one of my sons, should we lose coverage in the near future, than being called a Socialist.
If anything I have conveyed to you in this letter does not make any sense, maybe I can simplify and condense my message into Twitter format, something you are more familiar with, Sen. Grassley:
"Sen Grassley u got nerve sayin u bipartisan u only partisan to BiG Hellth INsurnce and PharMA. Put da profit hammer down start actin morally"
Sincerely,
T.M. Lindsey
Iowa City, IA
Wednesday, December 10, 2008
Dear American People: Please Excuse General Motors for Driving its Company into the Ground
On the verge of bankruptcy, General Motors, along with the other two heads of the three-headed monster Ford and Chrysler, has thrown itself on the congressional floors, begging for mercy, forgiveness and a multi-billion dollar bailout --- or corporate subsidy? Your call, dear taxpayer:
Heads: Bridge loan
Tails: Corporate welfare*
*Current odds-on favorite in Vegas
As GM executives continue to beg Congress, dispensing empty but-this-time-will-be-different promises, it is hard for me to sympathize for GM’s man-made plight. Or in GM’s case, what they did make but did not put into mass production: electric cars.
After watching the documentary film “Who Killed the Electric Car?” last year, I couldn’t help but think that GM’s alleged role in sabotaging efforts to launch and market the line of EV1 electric cars would come back to bite them in their Hummers.
However, the film concludes that GM did not act alone in the assassination of the EV1. The documentary found all of the following guilty in helping bring down the electric car: consumers, oil companies, car companies, the California Air Resources Board, hydrogen fuel cell and the government – namely our beloved Congress, which is now taking the holier-than-thou pedestal because it holds the taxpayers’ purse-strings.
Who Killed the Electric Car?: Round up the Usual Suspects
In the meantime, GM is doing everything in its limited power to improve its public image including leaving their corporate jets double-parked at home and promising to forgo executive salaries. But they have yet to take full responsibility for their role in driving the company six feet under…
Stop the Press: GM took out a full-page advertisement out in Automotive News Monday, not only confessing to its blunders but apologizing to the American people as well?
Say it isn’t so, Taxpayer.
A letter entitled “GM's Commitment to the American People,” appeared in the ad and explains why GM needs $18 million and how it plans to turn the company around.
"While we're still the U.S. sales leader, we acknowledge we have disappointed you," GM said in the magazine ad. "At times we violated your trust by letting our quality fall below industry standards and our designs become lackluster. We have proliferated our brands and dealer network to the point where we lost adequate focus on our core U.S. market. We also biased our product mix toward pick-up trucks and SUVs. And, we made commitments to compensation plans that have proven to be unsustainable in today's globally competitive industry."
Well, that should take care of everything. I’m sold. I wonder how much that full-paged apology cost them?
However, some lawmakers, including Sen. Chuck Grassley, R – Iowa, want the Wall Street executives to serve up some Japanese-style apologies to the American people.
“I am talking about scenes I've seen on television where in belly-up corporations the CEOs go before the board of directors, before the public, before the stockholders and bow deeply and apologize for their mismanagement,” he said in a statement in October. “Something like that happening among Wall Street executives would go a long way toward satisfying my constituents and many Americans that help might be needed and would more gracefully be given by the taxpayers of this county.”
I say take it one step further and turn their public apologies into a marketable game show, say a season of “The Running Executive” (an offshoot of Stephen King’s novel “The Running Man”). All of the executives from the Big-3 will be unleashed in D.C., which is filled with anyone who has lost their job from these companies and the object is to make it to Capitol Hill – alive. The first one to make it alive will receive the lions’ share of the profit generated from the television show.
However, we at Political Fallout –- a no-profit organization – are a little more civilized than this. That said, we would like to resurrect “Please Excuse the Excuses: The War on Excuses”:
Dear American People,
Please excuse the executives at General Motors for, among many other unfortunate mishaps, driving our automobile company into the ground. We really did have your best intention in mind when we killed the electric car, the EV1, and put all of the shareholders eggs in the Hummer basket. At the time, we had hoped the visibility of the military Humvees in Iraq would increase the demand for our civilian version back home.
We thought the Hummer would be synonymous with the American Dream, wherein every child would grow up wanting to be behind the wheel of a vehicle the size of a mobile home. Besides, our constituents, the United States Congress, assured us the war in Iraq would end quickly, thus freeing up the vast oil reserves bubbling beneath the Iraqi soil and yearning to feed a customized Hummer.
Blessed with hindsight and a new awareness that the intelligence procured by our marketing division was faulty, we now realize the EV1 could have been the wave of the future. Our minds must have been muddled, which is only natural given the quickening of global warming back in the day. Boy, that came out of left field, huh?
We admit that we are not perfect, nor are our line of automobiles, which is why most Americans prefer to buy foreign cars, but we do want to somehow make it up to you.
If you just give us another chance, say to the tune of $18 billion for starters, we promise to turn our company around and close the gap on our foreign competitors.
This letter was not easy for us to write, that is why we paid an entry-level employee in our public relations department to do it -- who by the way will be unemployed if we don’t get the bailout.
Finally, please don’t let Congress know we sent you this letter. We have already had to do a lot of groveling in front of these folks, not to mention we had to carpool in a hybrid all the way to D.C. as part of our penance for being so greedy and ungrateful.
Sincerely (we really do mean it this time),
General Motors Executives
Tuesday, September 11, 2007
Nussle Officially Takes Financial Helm of Bush’s Sinking Ship
As his administration attempts to navigate the shark-infested waters of bloodthirsty Democrats before next year’s fiscal budget begins, Bush has chosen to “stay the course” and steer the S.S. Lame Duck, full throttle, toward the iceberg, Iraq. Meanwhile, the Democrat-controlled Senate has approved only one of the 12 House-passed appropriation bills to fund the new fiscal year starting Oct. 1.
President Bush offers to hold Nussle's sports jacket as he prepares to walk obligatory plank on S.S. Lame Duck
Now, armed with the threat of Bush’s newly discovered weapon of choice, VETO, Nussle will have to negotiate the budget with top congressional Democrats. Bush has already threatened to veto some budgetary items bound to plunge his approval ratings even deeper into the abyss of forgotten presidents. Bush’s current approval ratings are hovering around 30 percent, but these should plummet as GOP leaders, one by one, continue abandoning the president, who has chained himself to the budgetary elephant in the room, the war in Iraq.
Using his Office of Management and Budget (OMB) to do his dirty business, Bush has already indirectly threatened to veto a Veterans Affairs funding bill that would give the Department of Veterans Affairs as much as $3.8 billion more than the Bush administration proposed in its budget.
“If Congress increases VA funding above the president’s request and does not offset this increase with spending reductions in other bills, the president will veto any of the other bills that exceed his request until Congress demonstrates a path to reach the president’s top line of $933 billion,” the OMB said in a July statement.
Rep. Chet Edwards, D-Texas, chairman of the House veterans affairs appropriations subcommittee, responded, “This bill is about respect and honors the promises made to our veterans with historic increases in funding to provide them the health care and benefits they earned when they put on our nation’s uniform.”
If shortchanging our veterans isn’t bad enough, Bush has also threatened to veto legislation that would renew the popular State Children’s Health Insurance Program, which provides health coverage to poor children. The Senate has proposed a $35 billion boost over the next five years for the program, but Bush’s budget calls for only $5 billion, contending he doesn’t want to further expand the government’s role in health insurance at the expense of private insurance.
Even Sen. Chuck Grassley, R-Iowa, who strongly supported Nussle during his confirmation hearings, implored the president to rescind his veto threat in a joint statement with Sen. Orrin G. Hatch, R-Utah, warning the president that the Democrats might seek an expansion of $50 billion or more if there is no compromise.
"Tax legislation to expand health insurance coverage is badly needed, but there's no Democratic support for it in the SCHIP debate," said Grassley, the ranking Republican on the finance panel. "In the meantime, our SCHIP initiative in the Finance Committee takes care of a program that's about to expire in a way that's more responsible than current law and $15 billion less than the budget resolution calls for."
Grassley’s words fell on the president’s deaf ears, while the Ahab-inspired Bush fixates on the ubiquitous “War on Terror,” and his “stay the course” mentality in Iraq. Threatening to underfund wounded veterans and sick children makes one wonder: Who’s next? Senior citizens.
Enter Bush’s new messenger, OMB Director Nussle, whose job is deliver the Bush monetary mantra to Congress. Nussle has the unenviable task of trying to persuade Congress why they should scale back on domestic funding, while simultaneously convincing them why they should fund the money pit in Iraq. As he indicated in his swearing-in ceremony, Nussle has no plans of changing the president’s fiscal course and appears content with playing Bush’s rubber-stamp man.
"I believe government spending should be restrained and it should be transparent so taxpayers can see what results they are getting for their money," Nussle said, adding that he looks forward to advancing Bush's "pro-growth, low-tax policies that have strengthened our economy."
After soundly losing his 2006 gubernatorial bid in Iowa against Democrat rival Chet Culver (52 – 43 percent), Nussle’s political career appeared washed up. Nussle had abandoned his First-District seat in Iowa, which was usurped by Democrat Rep. Bruce Braley. During his political interim, Nussle took refuge as a consultant in Cedar Rapids, where he landed a consultant gig with Giuliani’s Iowa campaign.
Then along came Bush, who’s no stranger to appointing good 'ol boys who have been loyal to him. Not to mention, Bush has a soft spot for appointing those whose political careers have taken a nose dive. Take former Attorney General John Ashcroft, for example, whose career also appeared to be washed up when he lost his 2000 senatorial re-election bid in Missouri to a dead candidate, Mel Carnahan, who died in a tragic plane crash two weeks prior to the election.
And now Bush’s prodigal son, Nussle, has returned to the political nest in D.C. While other Bush appointees are jumping ship, citing a need to spend more time with family, or as was the case with former White House spokesman Tony Snow, to procure a job that makes more money.
Bush and Nussle swap deficit-spending jokes while sharing a limo ride on the tax payers' dime
Unfortunately, as Nussle sets sail with the S.S. Lame Duck, not only does he risk permanently drowning his own political career, but if he helps perpetuate Bush’s current fiscal policies, it’s the American people, who will ultimately suffer the consequences as we continue sinking our tax dollars into the monetary quagmire in Iraq. Although I imagine the Bush crew has mapped out its exit strategy for when the ship goes down, procuring enough life preservers for the wealthy folks on the upper deck, while the rest of us remain trapped in the lower decks as we fight for our lives, only to keep drowning in Bush’s sea of misguided fiscal policies.
Good luck, Mr. Nussle. P.S. Don’t forget to pack your PFD (personal floatation device) when leaving for D.C.
Originally posted on "Iowa Independent"
Friday, May 11, 2007
“Pimp Tax” Man Grassley Defends His Turf ‘Gainst Obama

Senior Senatorial Player Grassley to Junior Senator Obama: “You want some of this? You wanna play in my house, you gotta play da rules, non-Senatorial Obama. Otherwise, you’re gonna pay da price. Just ask the Pimp Tax Man, man.”
Sen. Grassley has had the home turf advantage in Iowa for the past 32 years, while Sen. Obama has benefited from the media surge fueled by his presidential candidacy. Sen. Grassley is trying to fight the “War on Words” from D.C. with one arm tied behind his back.
News Capsules from the War Front:
May 6th: During a campaign stop in Waterloo, Sen. Obama said the Senate needs only 16 votes in the Senate to override President Bush’s veto. He called upon Iowans to help evoke change: "If everyone here makes the decision that they are going to bring about change in this country, change is going to come."
To help instigate the “War on Words,” the “Des Moines Register” proceeded to stir up the hornet’s nest:
Obama did not name names, but he was likely referring to U.S. Sen. Charles Grassley, an Iowa Republican. Iowa's other U.S. senator, Tom Harkin, a Democrat, voted with the majority of members of his party.
And for those of us who are familiar with the early beginnings of the Cold War (you know, the other Metaphoric War), nothing fires up a cauldron of fear and paranoia than implying a good ol’ fashioned naming names allusion.
May 9th: Sen. Grassley responded to Sen. Obama’s comments during a conference call with Iowa reporters:
"Let's say pretty much that it's not senatorial and if you can't be senatorial, how can you be presidential?" "Generally, when you're from another state, you don't take pokes at another senator," said Grassley. "I would find that very difficult to go and do in Illinois, and tell his constituents to get on him about something."Grassley added: "You know what really makes it less presidential is, I'm not running for president. I'm not one of his opponents."
May 10th: Sen. Obama stood his ground in Indainola, reiterating his previous position, and responded to the recent heat from Sen. Grassley:
"I believe that all of us have to take responsibility to make sure that we change hearts and minds.When I become president I will bring this war to a close, but I don't want to wait another year and a half to do it."
May 11th: Sen. Grassley’s Press Secretary, Beth Levine, delivered the latest attack in the “War on Words” by releasing the following statement in response to Sen. Obama’s comments in Indianola:
“Sen. Obama’s comments yesterday renew the questions about his readiness. Overriding President Bush’s veto of a timetable for withdrawing troops from Iraq would have to take place first in the House of Representatives because that's the chamber of Congress from which the legislation originated. It's been demonstrated that the votes aren’t there to override that veto, despite the fact that the House is controlled by Speaker Pelosi and the Democratic Party. So, there isn’t an opportunity for a veto override in the Senate in this case and, as a result, there’s no way that Sen. Grassley holds a key vote. Sen. Obama might want to sign up for American Government 101 to learn about the veto process. Or, he could learn the job he has in the U.S. Senate before thinking he ought to be President.”Or maybe Sen. Obama should sign up for Sen. Grassley’s “American Politics 101” and learn how to play the game of politics from a seasoned insider.
American Politics 101: Rules for engagement during an attack in a “War on Words”
Rule 1: Monitor threats and attacks during incubation period.
When you’ve been attacked or feel threatened, whether directly or indirectly, it’s essential to subject perceived threats to an incubation period, where they can been monitored for damage control. If the threat backfires, ignores it. If the threat gains no traction, ignore it. (e.g. Sen. Grassley initial response to Sen. Obama’s comments is that he likely willl "brush it off and ignore it.")If the threat does gain traction, it’s imperative to move on to the next rule of engagement.
Rule 2: Remove threat from incubation by publicly responding to or denouncing attack.
This should happen regardless of whether or not the attacks are implicit, explicit, true, or even partially true. If not denounced in a timely manner, the public will perceive them to be true or that you’re hiding something.
(Warning: Do not overplay your hand at first. Voters may perceive this as being defensive, as if the original attack hit home for whatever reason.)
Rule 3: If the threat continues to gain traction, despite your initial retort, send out the attack dogs and rev up the Spin Machine.
If the attack or perceived attack continues to gain traction, unleash your attack dog, who will issue an attack on your behalf, butt cannot be directly linked to you. After all, this is the main reason why we’ve created Vice Presidents, Lt. Governors, campaign managers and press secretaries in politics.
Rule 4: Keep repeating rule #3 until the media loses interest and/or a fresh, unrelated scandal breaks out.
Given the majority of voters have the attention span of Boo Radley, this shouldn’t take too long, assuming the attack process isn’t conceived within three months of an election.
So the big question now is whether or not Sen. Obama is going to “stay the course” and play Sen Grassley’s game of “American Politics 101,” or is he going to “brush it off and ignore him”?
Either way, there’s little doubt the media will ignore it. This much we’ve all learned from the Cold War, eh Sen. McCarthy?
Check out my other version, "American Politics 101: Grassley's Staff Attacks Obama" @ (Iowa Independent)
Friday, February 9, 2007
We’re Not Quoteworthy!!!: “Fallout’s Weekly Political Revue (No. 3)
"It's (deer vaccine/proposed contraceptive) not something you want anyone or everyone to use," said Dale Garner, wildlife bureau chief at the Iowa Department of Natural Resources. "We want to make sure it's not used willy-nilly in the state." "What if some people in a neighborhood get a deer down ... and it's kicking or takes a side step or a roll and some guy or lady gets injected in the rear end?" he said. "Or if somebody's shooting a dart gun at deer in a park, and it misses an animal and hits a person? Or if a kid picks up an unspent dart and the injection goes off?"
Sounds like Dale’s already been dipping into the deer vaccination vats. Somebody down at the DNR had better check his arms for deer tracks.
If Lieberman Spoke on the Senate Floor and There is Nobody Around, Does Anybody Care?
“I’m the Lorax. I’m saving that one tree.” (Sen. Joe Lieberman, Closeted Republican Trapped in a Democrat’s Body - Conn., telling “The New Yorker” how he feels isolated in the Senate.)Americans and Illegal Immigrants: Oil and Water Don’t Mix
Rep. Tancredo protects Colorado Borders from incoming illegal immigrants who are plotting to dilute and sap our precious patriotic fluids.
"But I have, for instance, the week before, Huckleberry -" said Grassley (during a recent interview when asked about the presidential candidates; Gov. Mike Huckabee).
“I don’t want my 17-year old son to have to pick tomatoes or make beds in Las Vegas.” (Karl Rove explaining his rationale behind the president’s amnesty/open-borders proposal at a Republican women’s luncheon)Friday, January 19, 2007
Wanted: Tax-Deductible Skybox to Inhabit
Thanks to Senator Grassley and his wanting to poke around in the federal tax code, my dream of procuring a tax-deductible “Suite” at Kinnick Stadium is in jeopardy. Grassley recently begged the question: “Do college-athletic donations merit tax deductions?” Apparently, Grassley’s fixation with enacting a “pimp tax” has subsided. Assuming he ever makes back alive from his journey into the tax-code abyss, his quest may conclude that stadium suites should not receive a tax exemption. The Hawkeyes have already priced me out of the season ticket market for football, and now Grassley wants to throttle my dream of not only renting, but inhabiting a skybox (or “suite” for those of you who are fortunate to reside in the upper echelon).I defy you, Grassley! Don’t go chasing waterfalls, stick to the rivers and rainforests you’re used to…
For some time, I’ve had my eye on one of the low-brow suites which rent at $55,000 a year (includes all of the amenities). Although with a $8,640 tax break, I’d only be looking at $46,360. Imagine all the beer I could buy with the extra savings, keeping my suite refrigerator adequately stocked for game days and other special occasions throughout the year:
Kinnick Stadium Suite Fight Song
In Kinnick there is no beer,
Unless you dink it in stadium suites.
And when it’s gone from here,
We’ll pillage Two Star’s confiscated treats.
I have not taken my dream of living in a Kinnick Suite lightly, and I’ve carefully considered a number of options:
1. Since there’s still an opening for the University of Iowa President position, I plan on throwing my name in to the hat, since one of the perks of becoming the University’s President is the coveted Presidential Suite which seats 71. Although, given the current presidential search quagmire and its "stay the course" mentality, it may take years before the next President is hired.
2. Using an urban-renewal grant, gentrify the student section with the intent of luring fans away form their luxury suites, thus creating a“buyers’ market”.
3. Lean on some of the low-end renters, sending in some perpetual tail-gaiters, armed with loaded cases of Bud Lite and monosyllabic, four-letter threats. This should get the message across that I mean business.
4. Run the following ad in Iowa newspapers' “Skybox Wanted” section:
Will work for Tax-Deductible Stadium Suite! Unemployed blogger seeks gainful employment in exchange for year-round habitation in Kinnick Suite. Willing to work seven days a year, cleaning up after game-day festivities.
Clearly, time is of the essence, so it’s imperative you contact Senator Grassley and discourage him from further probing the tax code.
Future home of T.M. Lindsey, "Where dreams may come..."





